Terms & Conditions

I. Contractual Agreement

These Terms of Use govern your access to and use of the website, applications, content, products, and services (the "Services") offered by www.suneetfinman.com. Suneet Finman Pvt Ltd has its registered office at C-83-A, F/F , Gali No. 4, Ganesh Nagar Complex, Pandav Nagar, Near Mother Dairy, Delhi – 110092, India. By accessing or using the Services, you agree to these Terms, which include and incorporate the policies and guidelines referenced below. If you do not agree to these Terms, you must not access or use the Services.

Suneet Finman Pvt Ltd reserves the right to modify or update these Terms and Conditions at any time by posting the revised Agreement on this Website. Any changes will become effective immediately upon posting. Your continued access to or use of the Services after the updated Terms are posted means that you accept and agree to be bound by the revised Agreement.

Suneet Finman Pvt Ltd encourages you to review this Agreement each time you visit the Website to ensure that you understand the current Terms and Conditions governing your use of the Services.

This Agreement does not change the terms or conditions of any other written agreement you may have with Suneet Finman Pvt Ltd for other products or services. If you do not agree to this Agreement, including any referenced policies or guidelines, you must immediately stop using the Services. If you wish to print this Agreement, you may use the print option available in your browser.

II. Use of Information Collected

Suneet Finman Pvt Ltd may use the information collected from you to provide the requested products and services and for our internal business purposes, including but not limited to the following:

• To help manage and maintain your account for our products and services.

• To respond to your requests for our products and services in a timely manner.

• To process your transactions and provide transaction-related and post-transaction services, as well as improve and market our products, services, website content, and performance.

• To evaluate and improve your experience while using our services.

• To provide information about products and services that may be of interest to you.

• To communicate with you by email, postal mail, courier, or telephone regarding products and services that may interest you.

• To keep you informed about matters related to your business relationship with us.

• To verify your identity and ensure compliance with the terms and conditions applicable to our products and services.

• To carry out any other activities as described at the time of collecting your information or with your consent.

you can expect certain information from us, such as the ip address of any computer or device you use to access. you need to get our website and any other domains where suneet finman pvt ltd may operate. it monitors and investigates possible violations and enforces any terms and conditions associated with our products and services. you can deal with other applicable agreements between you and suneet finman pvt ltd.

it would be best if you use our and share your personal information in the manner described in this privacy policy. it may involve the transfer of your personal information to suneet finman pvt ltd.

Customer Solicitation:

When you notify our third-party call centre representatives or Suneet Finman Pvt Ltd sales representatives of your decision to opt out of further direct company communications and solicitations, you agree that you may continue to receive emails and telephone solicitations from Suneet Finman Pvt Ltd and its designated in-house or third-party call teams.

Opt Out Procedure:

We provide two simple ways for you to opt out of future solicitations, as listed below:

• You may use the opt-out link included in any email solicitation you receive.

• You may send a written request to be removed from our mailing list to Suneet Finman Pvt Ltd, having its registered office at C-83-A, F/F , Gali No. 4, Ganesh Nagar Complex, Pandav Nagar, Near Mother Dairy, Delhi – 110092, India.

Proprietary Rights:

Suneet Finman Pvt Ltd owns all proprietary rights and trade secrets related to its Services. You may not copy, reproduce, resell, or distribute any Service provided by Suneet Finman Pvt Ltd without permission. All trademarks, website layouts, calls to action, text, images, and other content on this website are the property of Suneet Finman Pvt Ltd.

III. Website Policy

Suneet Finman Pvt Ltd may collect and store information about you when you visit our website, use our services, or view our online advertisements. The information that Suneet Finman Pvt Ltd collects and stores during your use of the website is used to monitor website usage and support the development of our products and services. We use this information to improve our web-based services.

Use of Website and Services:

Suneet Finman Pvt Ltd is not responsible for any damages from using this Website or services. You are not there to use the Website or Services for illegal purposes mentioned below.

1) You must abide by all applicable local, state, national, and international laws and regulations in your use of the Website (including laws regarding intellectual property),

2) You are not required to interfere with or disrupt the use and enjoyment of the Website or Services by other users,

3) You are not allowed to resell material on the Website,

4) You are not able to engage, directly or indirectly, in the transmission of "spam," chain letters, junk mail, or any other type of unsolicited communication,

5) You are not authorized to defame, harass, abuse, or disrupt other users.

6) You must be at least [18] years of age to use the Services; by using our Services, you warrant and represent to us that you are at least [18] years of age. Suneet Finman Pvt Ltd reserves the right to terminate and refuse to provide such person with access to the Website, applications, content, products, and services if it is brought to Suneet Finman Pvt Ltd's notice or if it is discovered that such person is not eligible to use the Website, applications, content, products, and services we will delete that information from our database

7) Suneet Finman Pvt Ltd may invite your participation in various promotional initiatives through its presence on social networking websites, surveys, and blogs operated by third parties, such as LinkedIn, Facebook, Instagram, Twitter, YouTube, Quora, WordPress (the "Third Party"), etc.

8) Suneet Finman Pvt Ltd may call, and send you text (SMS, WhatsApp), push notifications, and email messages as part of the regular business operation of your Services. You may opt out of receiving text (SMS, WhatsApp) and email messages from Suneet Finman Pvt Ltd at any time by following the directions found in the Opt-out procedure. You acknowledge that opting out of receiving text (SMS, WhatsApp) and email messages may impact your use of the Services.

License

By using this Website, you may not copy, reproduce, transmit, distribute, modify, or create derivative works from any content on this Website without the prior written permission of Suneet Finman Pvt Ltd or the relevant third party, where applicable.

Posting

By posting, storing, or transmitting any content on this Website, you grant Suneet Finman Pvt Ltd a perpetual, worldwide, non-exclusive, royalty-free, transferable, and sublicensable licence to use, copy, display, perform, modify, create derivative works from, distribute, transmit, and otherwise use such content in any media now known or developed in the future.

Suneet Finman Pvt Ltd does not control the nature of user-generated content posted on this Website or on third-party platforms. You are solely responsible for your interactions with other users and for any content you post. Suneet Finman Pvt Ltd is not responsible for any loss or damage arising from user posts or interactions. We reserve the right, but are not obligated, to monitor user activity and remove any content that we consider inappropriate or objectionable.

IV. Notice of Copyright Infringement

Suneet Finman Pvt Ltd does not permit copyright infringement on its Website or applications. If we are properly notified that any content infringes another person's copyright, we may remove that content. We may also suspend or terminate the accounts of users who repeatedly violate copyright laws.

1. If you are the copyright owner or an authorised representative and believe that any content on this Website or application infringes your copyright, you may notify Suneet Finman Pvt Ltd by providing the following information in writing:

2. A physical or electronic signature of the copyright owner or a person authorised to act on the owner's behalf.

3. Identification of the copyrighted work or the location of the original or authorised copy.

4. Identification of the material claimed to be infringing, along with enough information for Suneet Finman Pvt Ltd to locate it.

5. Your contact information, including your address, telephone number, and email address (if available).

6. A statement that you have a good faith belief that the use of the material is not authorised by the copyright owner, its agent, or the law.

7. A statement confirming that the information provided is accurate and that you are authorised to act on behalf of the copyright owner, under penalty of perjury.

V. Disclaimers

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. SUNEET FINMAN PVT LTD DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE EXTENT PERMITTED BY APPLICABLE LAW.

SUNEET FINMAN PVT LTD DOES NOT MAKE ANY REPRESENTATION OR WARRANTY REGARDING THE RELIABILITY, TIMELINESS, QUALITY, SUITABILITY, OR AVAILABILITY OF THE SERVICES OR ANY PRODUCTS OR SERVICES PROVIDED THROUGH THE WEBSITE. WE DO NOT GUARANTEE THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

SUNEET FINMAN PVT LTD IS NOT RESPONSIBLE FOR THE QUALITY, SAFETY, OR PERFORMANCE OF ANY THIRD-PARTY PRODUCTS OR SERVICES. YOU AGREE THAT YOUR USE OF THE SERVICES AND ANY PRODUCTS OR SERVICES OBTAINED THROUGH THEM IS ENTIRELY AT YOUR OWN RISK, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.

VI. Indemnity

You agree to indemnify and hold harmless Suneet Finman Pvt Ltd, its directors, officers, employees, and agents from any claims, demands, losses, liabilities, damages, and expenses (including reasonable legal fees) arising out of or related to:

1. Your use of the Services or any products or services obtained through the Services.

2. Your breach or violation of these Terms and Conditions.

3. Suneet Finman Pvt Ltd's use of any content submitted by you.

4. Your violation of the rights of any third party, including third-party service providers.

VII. Privacy

Your privacy is important to us. The collection, use, and protection of your personal information are governed by our Privacy Policy.

VIII. Agreement to Be Bound

By accessing or using our Website and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

IX. General

The following general terms apply to your use of the Website and Services.

Force Majeure

Suneet Finman Pvt Ltd shall not be held liable for any failure or delay in performing its obligations due to events beyond its reasonable control, including earthquakes, floods, fires, storms, natural disasters, acts of God, war, terrorism, armed conflict, labour strikes, lockouts, or government actions.

Cessation of Operation

Suneet Finman Pvt Ltd reserves the right to suspend or discontinue the Website or any of its Services at any time, with or without prior notice.

Waiver

The failure of Suneet Finman Pvt Ltd to enforce any provision of this Agreement shall not be considered a waiver of that provision or any other provision. If any part of this Agreement is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect.

Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of India. Any disputes arising out of or relating to this Agreement shall be subject to the exclusive jurisdiction of the competent courts in Delhi, India.

Statute of Limitation

You agree that any claim or cause of action arising out of or relating to the Website, Services, or this Agreement must be filed within one (1) year from the date the claim arose. Any claim filed after this period shall be permanently barred, to the extent permitted by applicable law.

Waiver of Class Action Rights

To the extent permitted by applicable law, you agree that any claim arising out of or relating to this Agreement must be brought individually and not as part of any class action, collective action, or representative proceeding.

Termination

Suneet Finman Pvt Ltd reserves the right to suspend or terminate your access to the Website or Services at any time if you violate these Terms and Conditions. Upon termination, your right to use the Website and Services will immediately cease. Suneet Finman Pvt Ltd may also take appropriate steps to prevent any unauthorised access to the Website.

Domestic Use

The Website and Services are intended for use within India. Users who access the Website from outside India do so at their own risk and are responsible for complying with the laws applicable in their respective jurisdictions.

Assignment

You may not assign or transfer your rights or obligations under this Agreement without the prior written consent of Suneet Finman Pvt Ltd. Suneet Finman Pvt Ltd may assign its rights and obligations under this Agreement at any time without prior notice.